Terms and Conditions of ulmeravion.com

Please read these Terms and Conditions carefully before using ulmeravion.com or engaging in our services. By accessing the site, you accept the following provisions.

December 2, 2025

Acceptance of Terms

By accessing our website or engaging in consultations, you acknowledge and agree to these Terms. If you do not agree, please discontinue use of our website and services.

Definitions

The following definitions clarify references throughout these Terms and Conditions.

  • ‘Client’ refers to any individual using ulmeravion.com or seeking our financial recommendations.
  • ‘Consultation’ means any interaction, whether written or verbal, in the context of advisory guidance.
  • ‘Personal Data’ is information that identifies or may identify an individual, as regulated by Australian law.
  • ‘Service’ refers to our analytical reviews and personal consultations provided to users.

Use of Our Services

Our service is intended only for users seeking personal guidance and not for any unlawful or unauthorised purpose. We reserve the right to decline or discontinue service at our discretion.

Eligibility

You must be at least 18 years of age and legally able to enter contracts under Australian law to use this site or receive our consultations.

No services are provided to minors or restricted individuals.

User Responsibilities

You agree to use our site and services lawfully and respectfully at all times.

  • Maintain accurate and up-to-date information in your communications with us.
  • Respect the confidentiality of all materials and reports received from our team.
  • Notify us immediately of any unauthorised use or data breaches related to your account.
  • Refrain from using confidential insights for unauthorised commercial gain.

Prohibited Uses

Prohibited behaviours put clients or ulmeravion.com at risk.

  • Attempting to access restricted areas of the site or misuse confidential reports.
  • Sharing or reselling any personalised advice provided without consent.
  • Transmitting malicious code, spamming, or disrupting our platform.
  • Posting or transmitting any defamatory, obscene, or unlawful materials.
  • Impersonating our staff or misrepresenting your relationship with ulmeravion.com.

Intellectual Property Rights

All website content and materials are the property of ulmeravion.com unless otherwise credited. Reproduction, duplication, or distribution without consent is not allowed except as outlined in these Terms.

Your Content Submission

Any material submitted by clients is treated as non-confidential unless agreed otherwise.

Rights to Submitted Content:

By submitting materials, you grant us permission to use, reproduce, and adapt your content as required under Australian law.

Privacy and Confidentiality Policy

Our privacy practices follow Australian legal requirements. For details on data handling and user rights, please see our Privacy Policy. Privacy Policy

Legal Disclaimer and Limitations

Our analytical guidance is not a substitute for independent legal or professional advice.

Important Caution:

Financial recommendations are made based on current information. Results may vary. Past performance does not guarantee future results.

Limitation of Liability

To the maximum extent allowed, ulmeravion.com is not liable for any damages arising from reliance on our consultations or website material.

Indemnification

You agree to indemnify ulmeravion.com and its staff against claims resulting from your misuse of our site or advice.

Resolving Disputes and Complaints

Any disputes or complaints will be managed according to Australian law.

Arbitration

In case of disputes, parties agree to confidential, binding arbitration under local rules.

Arbitrators’ decisions are final and binding.

Online Dispute Resolution

You may also use the OAIC’s online platform for privacy-related disputes if eligible.

OAIC official site: OAIC official site

Governing Law and Jurisdiction

These Terms are governed by the laws of Australia, and all proceedings will be subject to local courts.

Service Termination

We reserve the right to terminate user access or consultations at any time for policy or compliance reasons.

Changes

We may revise these Terms from time to time. The latest revision date is listed here.

Severability

If any provision becomes invalid, remaining terms remain enforceable.

Entire Agreement

These Terms constitute the complete agreement between you and ulmeravion.com regarding your use of our site and services.

Contact for Terms or Support

If you have questions about these Terms, please contact us directly.

Email address: content@ulmeravion.com

Phone number: +61.3.6925.8890

Office address: 17 Gould Road, Herston, QLD 4006 Australia

Effective from: December 2, 2025

Version: 1.0